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RENTER’S INSURANCE --- WHO
NEEDS IT?
By Chuck Wells
If you rent an apartment, you
need Renter’s Insurance. It’s simple. Unless you are loaded and
could afford to replace all of your furniture, clothes, shoes,
TV, stereo, microwave, tools, jewelry, and computer tomorrow if
there were a fire in your building and everything was destroyed,
you need Renter’s Insurance.
Most people don’t have Renter’s
Insurance because they think their landlord will pay for their
things if there is a fire, they don’t think they own enough to
worry about, they think it will cost a lot for the insurance, or
they never hear of Renter’s Insurance.
Your landlord is not
responsible for anything that happens to your property so forget
about going after him.
If you don’t think you own
enough to insure, look around you and figure how much it would
cost just to go out and buy all new clothes and shoes. Ok, so
you don’t dress like a model. It will still cost you a bundle to
replace everything you brought into that apartment. Most of my
clients who have had claims said they were surprised at how fast
they went through the insurance money.
Think it will cost you a lot
for Renter’s Insurance? Think again. It is usually less than
$200 for the whole year. Let’s see, $200 for insurance vs.
thousands to replace everything I own. Easy choice.
As far as you not knowing about
the existence of Renter’s Insurance, you know now so contact the
agent where you have your car insurance and get that policy
before the fire!
EMU OR NAKED MAN?
A woman in Hamburg, Germany
called police to report a bare-chested man with two big white
dots on his forehead staring into her window. Police had already
been notified that an Emu, a large Australian bird resembling an
ostrich had escaped from the zoo and put two and two together
after they failed to find the bare-chested man in the area. A
spokesman for the police said: “We’re still looking for either a
naked man with huge eyes or an Emu.”
NICOLE KIDMAN’S STALKER SUES
A
Los Angeles judge ordered a man who had been stalking Nicole
Kidman to stay away from her for three years. The man is now
suing Kidman for $200 million as Kidman and the media have
labeled him a “stalker.” The man told reporters that he was
suing because the “stalker” label would hurt his 2004
presidential run.
YOUR NEXT LIFE AS A WOMAN?
Marymount Manhattan College psychologists asked women over a ten
year period: “In your next life, would you choose to be a man or
a woman?” 90% said they would definitely come back as a woman.
No survey was done on men or on the next life.
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